With Christmas just around the corner, leave it up to those jolly little elves on the curvy couch to remind us all that this is actually a very dangerous time of year.
The Friends were filled with holiday cheer this morning as they reminded us all that the government will make things worse next year. And the best thing you can do this Christmas? Buy insurance!
Originally from Scotland, Michael was a freelance video editor before joining TPM in the summer of 2011. He lives in New York with his wife and two cats and is a lifelong fan of The World Famous Dundee United.